In an age where social media is ubiquitous, some debt collectors are catching on to its wide-spread use to assist in collecting debts, and sadly, to threaten and harass consumers. “Normally, collectors use social media to locate people or see i

Listen to the Legal Hour on KDWN AM720 from March 12th, 2014 in which Kevin L. Hernandez, Esq., discusses the Fair Debt Collection Practices Act (“FDCPA”) (3:30)(9:15), legal recourse against debt collectors (7:30), impact on credit (11:0

     On January 31, 2014, the U.S. Court of Appeals for the Fourth Circuit held that an oral dispute of an alleged consumer debt is sufficient under Section 1692g(a)(3) of the Fair Debt Collection Practices Act (“FDCPA”). See, Clark v. Absolute Colle